Loan Solutions

Loan solutions are not one-size-fits-all. At First National Bank of Ava, we know this, and our process starts with understanding what your goals and concerns are. Only after gaining an understanding of those facts do we present and explain possible loan options. Contact one of our loan personnel at (618) 426-3303 to discover the difference we can make.

Personal Loans

  • Auto

  • Motorcycle

  • ATV

  • UTV

  • Boat

  • RVs, Campers

  • Personal

  • Credit Builder

RV Camper vehicle

Home Loans

We have a multitude of home loan products available, including USDA Rural Development, VA, and Conventional fixed or variable with 10 to 30-year amortizations. Let us help you decide which product is best for you. 

  • Construction

  • Purchase

  • Refinance

  • Second Mortgage

  • Rentals

  • Mobile Homes

  • Lots and Land

two story home

Farm & Commercial Loans

  • Operating / Inventory

  • Equipment

  • Recreational Land

  • Farm, Ranch, & Timber Land

    • FSA Beginning Farmer

    • FSA Joint Financing

    • Agri-Access

    • FarmerMac©

  • Commercial Real Estate

tractor in lettuce farm

Loan Applications

Contact us to get the following:

  • Real Estate Loan Application

  • Consumer Credit Application

CREDIT DISCLOSURES: An insurance product or annuity may be offered to you. If you purchase an insurance product or annuity: (1) The insurance product or annuity is not a deposit or other obligation of, or guaranteed by, this institution or our affiliates; (2) With the exception of Federal Flood Insurance or Federal Crop Insurance, the insurance or annuity is not insured by the Federal Deposit Insurance Corporation or any other agency of the United States, this institution, or our affiliate(s); and (3) In the case of an insurance product or annuity that involves an investment risk, there is investment risk associated with the insurance product, including the possible loss of value. If an insurance product or annuity is offered we cannot condition an extension of credit on either of the following: (1) Your purchase of an insurance product or annuity from us or any of our affiliates; or, (2) Your agreement not to obtain, or a prohibition on you from obtaining, an insurance product or annuity from an unaffiliated entity.